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Erschienen in:
2022 | OriginalPaper | Buchkapitel
Financial Technology Sector in the Context of a New Digital Paradigm
verfasst von : K. N. Ermolaev, K. L. Dragileva, E. S. Nedorezova
Erschienen in: Digital Technologies in the New Socio-Economic Reality
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Abstract
Specially created IT companies are usually involved in development of financial technologies that are successfully applied in the financial sector. Their combination represents the financial technology sector (FinTech). It has been substantiated that FinTech is a direction of the IT industry, which is engaged in development, security of digital transaction technologies and creation of mobile applications that facilitate transactions. It is obvious that the FinTech sector began to develop in Europe much earlier than in Russia. At the moment, the FinTech sector has significantly expanded beyond the boundaries of mobile payments and transfers. The most widely used financial technologies include P2P lending, T-commerce, E-wallets, mPOS acquiring, M-wallets, Bitcoin and others. Moreover, many clients of financial institutions are unwittingly already using most of the above technologies, and in some cases, without realizing the technical component of this financial product.